Medicare Expert Willing To Donate Advice

I will be 66 years old in March, 2011. My wife will be 65 in November, 2011.
I began early SS in August 2009 but can't get along on retirement income so I still work. My wife works full time.
I have health insurance thru my employer; employee for me and dependent for my wife. My wife's employer does not offer health insurance.
I enrolled in Medicare before my 65th birthday as I was instructed in an avalanche of letters I received. SS began withholding Medicare A & B premiums from my benefit check.
Last month my Aetna monthly premium jumped from $866 per month to $1102 per month.
My plan is to keep Aetna until my wife is 65 in November, then drop it and get Supplement J for approx. $260 per month for each of us.
My question is: will I have any trouble signing each of us up for supplemental insurance in November?
I suppose that since my 65th birthday was near my insurance company requested a profile update so I called them. I told them that I was enrolled in Medicare but I must keep my insurance because my wife is not yet 65. I was told that I should not have enrolled in Medicare since my insurance remained in full force. The monthly premium I pay for Medicare is wasted since my own insurance remains Primary and Medicare is Secondary.

I have turned 65 and I have my medicare card hospital only. I still wprk and have co insurance and will be offered insurance when I retire. My question is should I sign up for part b with medicare since it will go up next year?

Thanks for being there!

I'll be 65 in August and am getting bombarded with Medicare offers to cover what Medicare itself doesn't cover.

I just joined the VA health system; I'm Priority 5 (space avaialble from what I understand) and am eligible for prescription drugs ($8/month per prescription). The VA benefit is reviewed every year and I think I could lose it if my income increases (which I'm trying to do). I suffered a back injury in the Marines in 1966 (went to sick bay several times a week, in Vietnam, for heat treatments) and went to a VA hospital a few times after discharge from the Marines, also in 1966. After a few visits I stopped going to the VA - my pain was worse when I went there as they manipulated my legs to see the level/location of pain and the place was not sanitary. On one of my last visits (perhaps my last visit) to the VA the doctor told me to go accross the street to another building as he was putting me in for a disability pension. I was 22 and would not admit to "disability" and declined. For most of the next 43 years I've had private (from work) medical insurance and daily, manageable back pain. However, about a year ago, my finances started to fall apart and I called the VA to ask about benefits. They said they didn't have my complete records, but the header indicated I was denied benefits. I explained that I declined benefits, I was not denied by the VA. They gave me instructions to download a form; I didn't do it, I was still embarrassed. More recently, I applied for medical benefits and was accepted for prescription and Priority 5. I now work part time and earn about $1000 a month and recieve $1735 in Social Security benefits. My legacy bills, including about $160,000 in credit card debt, mean there's nothing left and I dropped my private health insurance.

Finally, the questions:
... If I decide to get additional Medicare coverage, what will make most doctors happy to see me as a medicare patient
... Any other advise you might offer.

Thanks!

I Am Intereseted in Knowing about the Medicaid? I have filed for it but they said I do not qulify I feel That God will bless me with my Disibility soon, But should I not get it I still need Specialist Orthopedic,bone Specialist,Pain Management My bones are deterating DDD,LEVOROTO Scoliosis,Spinal Stenosis,Orstoporosis in my hip and Neck' So It seems someone needing specialist would be able to get medicaid? I have MRI & X Rays that shows all that and the Judge still sent me to another DR At least he done all the test he was asked to do and I know I have all that he requested be checked' so I don't know how I could be turned down again' but who knows? Any thing on Medicaid to assist could help Thanks Sm